Employees Credit Union

What does PWC Employees Credit Union do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social security number and account balances
Payment history and transaction history
Assets and overdraft history


All financial companies need to share members’personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons PWC Employees Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does PWC ECU
Why we can share  Does PWC ECU Share?  Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions,
maintain your account(s), respond to
court orders and legal investigations,
or to report to credit bureaus.
 Yes  No
For our marketing purposes –
to offer our products and services to you
 Yes  No
For joint marketing with other
financial companies
 Yes  No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
 Yes  No
For our affiliates’ everyday business purposes –
information about your creditworthiness
 No  No
For our affiliates to market to you  No  No
For non-affiliates to market to you  No  No


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Who we are:

PWC Employees Credit Union

Who is providing this notice:

PWC Employees Credit Union

What we do:

Provide financial services to our members

How does PWC ECU protect my personal information:

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does PWC ECU collect my personal information:

For example, we collect your personal information when you:

Open an account or give us your contact information
Apply for a loan or show us your driver’s license
Give us your employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Term  Definition
Affiliates Companies related by common ownership or control. They can be either financial or non-financial companies. PWC Employees Credit Union does not share with our affiliates.
Non-Affiliates Companies not related by common ownership or control. They can be either financial or non-financial companies. Non-affiliates we share with can include Insurance Companies.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial service providers.


Other Important Information:

This notice applies to individual consumers who are members or former members. This notice replaces all previous notices of our consumer privacy policy, and may be amended at any time. We will keep you informed of changes or amendments as required by law.

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