First Mortgage (Purchase, Rate/Term Refinance, Cash-Out Refinance)
So you want to buy a home…
Picture it: a fenced yard for your pup, a big kitchen to fill with family and friends, and walls you can paint whatever color you want. Who wouldn’t want a place of their own? You know you’re financially stable and ready to be a homeowner, but to do it, you’ll need a mortgage. And you have no idea where to start. It’s okay. We’re here to help!
HERE ARE A FEW THINGS TO CONSIDER AS YOU START YOUR MORTGAGE JOURNEY
We are here for you. We’re here to provide you with an exceptional, personalized experience. Purchasing a home is often the largest purchase each of us makes, so feel free to ask questions and share your needs and concerns with our team. Don’t be afraid to speak up if something doesn’t make sense!
Organization rules! Get a head start on gathering all the necessary forms to begin your mortgage journey (like recent pay stubs, tax documents, bank statements). Ask us for a list of the most commonly requested documents.
A mortgage is a big commitment. Take time to consider this purchase and its impact on your life – now and in the future – so you don’t have doubts later on. Make sure you’re ready (both financially and mentally) to sign on the dotted line.
We’re here to help! Contact us with any questions you may have. We look forward to finding the perfect mortgage to fit your needs.
PWC ECU MORTGAGE BENEFITS
We have a comprehensive suite of mortgage products and services, including flexible government loans such as FHA, VA, and USDA. These loans are excellent options for members with:
Little or no down payment
Higher debt-to-income
Lower credit scores
Low rates
PWC Employees Credit Union is excited to offer our members the following first mortgage programs for purchases and refinances through our partnership with myCUmortgage:
Conventional Loans
FHA
VA
USDA
You may be eligible to buy a home sooner than you thought. Now there’s a mortgage that recognizes the unique needs of first-time homebuyers—the HomeReady Mortgage.
Ask one of our lending representatives for more details. Equal Housing Lender. NMLS# 439914