Security & Privacy
PRIVACY POLICy
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand PWC Employees Credit Union’s Privacy Policy.
At PWC Employees Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by PWC Employees Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.
What?
The types of personal information we collect and share depend on the accounts or services you have with us.
This information can include:
Name, address, Social Security number, and income
Account balances and transaction history
Credit history and credit scores
When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
Reasons we can share….. Does PWCECU Share? Can you limit sharing?
Reason we can share: For our affiliates’ everyday business purposes.
information about your transactions and experiences Yes Yes
For our affiliates to market to you Yes Yes
How does PWC protect….
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.
How does PWC collect…..
We collect your personal information, for example, when you
open an account or apply for a loan
apply for any credit union service
you visit our website and provide us information on any online application or transaction, or information you send to us by email.
use your credit or debit card or pay your bills
make deposits to or withdrawals from your accounts
We also collect your personal information from others, including credit bureaus or other companies.
Why can’t I limit all sharing?
Federal law only gives you the right to limit information sharing as follows:
sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include TruStage, FiServ, PSCU, Harland Clarke
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
PWC Employees Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing: A formal agreement between PWC Employees Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you.
Questions?
Who we are:
PWC Employees Credit Union
Who is providing this notice:
PWC Employees Credit Union
What we do:
Provide financial services to our members
How does PWC ECU protect my personal information:
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does PWC ECU collect my personal information:
For example, we collect your personal information when you:
Open an account or give us your contact information
Apply for a loan or show us your driver’s license
Give us your employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
| Term | Definition |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be either financial or non-financial companies. PWC Employees Credit Union does not share with our affiliates. |
| Non-Affiliates | Companies not related by common ownership or control. They can be either financial or non-financial companies. Non-affiliates we share with can include Insurance Companies. |
| Joint Marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial service providers. |
Other Important Information:
This notice applies to individual consumers who are members or former members. This notice replaces all previous notices of our consumer privacy policy, and may be amended at any time. We will keep you informed of changes or amendments as required by law.