Penny the Squirrel Graphic
 

Hi, friends! I'm PWC Penny, and I am SO excited to meet you! Come and join me on Penny's Great Acorn Adventure! Together, we'll learn all about how to make your own acorn collection (your savings!) grow into a mighty oak tree of possibilities. Let's start saving and learning together!

 
 
Diverse group of children

Youth Accounts:
Give Them a Head Start on Their Future

At PWC Employees Credit Union, our Youth Accounts are designed to provide a solid foundation for financial literacy. We're here to help your child learn the value of money and build smart habits that will last a lifetime.

 
Child with a Piggy Bank

The Acorn Club “Where every little bit grows!”

Kids Share Savings Account (0 – 12 yrs)

It's never too early to start saving! This account makes learning about money fun and rewarding, helping your little one build a strong foundation for a bright financial future.

  • $10.00 minimum balance
  • Great Grades Program - Learn More
  • Youth Certificate with a rate of 6.50% APR - Learn More
  • Easy access for custodians to transfer money through Online Banking or Mobile Banking
  • Financial Literacy and Education through “It’s a Money Thing”
  • Receive a gift when you open an account at any of our branches
 

Penny’s Path “Your journey to financial independence starts here.”

Teen Checking (13 -17 yrs)

Ready for more independence? This account gives teens the tools they need to manage their money smartly, from daily spending to saving up for big goals, all with the convenience of modern banking.

  • No minimum balance required
  • Contactless Visa Debit Card
  • Free Online Banking
  • Mobile Banking for your tablet or phone
  • Digital Wallet through Apple, Google and Samsung Pay
  • Financial Literacy and Education through “It’s a Money Thing”
  • Receive a gift at account opening in any branch
Smiling Teens in a Group
 
Young Adults Studying

Penny Forward “Banking for the life you’re building”

Young Adult (18 yrs+)

As you step into adulthood, take control of your finances with an account that grows with you. From managing bills to building credit, we've got the resources to support your journey to financial success.

  • Free Online Banking, E-Statements and Bill Pay
  • Free Mobile Banking with Remote Deposit
  • Apply for a Secure Visa Credit Card
  • Competitive Auto Loan Rates
  • Financial Counseling through our Certified Credit Union Financial Counselor on staff
  • We partner with Whitlock Wealth to provide financial planning for our members. Schedule a consultation to see how they can help you with education savings and more - Learn More
 

Youth Certificate

6.50% APY**

*Annual Percentage Yield. Contact us for full terms and conditions.


Open One Today
 

Ready to Get Started?

Opening a youth account is easy. Choose the option that works best for you!


Call Us Visit a Location Online Interest Form
 
 

Financial Resources for Youth

 

5 Tips for Saving Your Allowance

Learn how to make the most of your money with these simple and effective saving strategies.
Learn More

Understanding Your First Debit Card

A guide for teens on how to use their debit card responsibly and safely.
Learn More

Building a Great Credit Score

Essential information for young adults on how to start building a strong financial future.
Learn More
 

Bank Anytime, Anywhere!

Download our free mobile app to manage your account on the go, check balances, deposit checks, and more.